Bank-Canada
Big Six have now all raised mortgage rates as Bank-Canada decision looms
The “Big Six” Canadian banks have now all hiked mortgage rates ahead of a Bank-Canada policy announcement on Wednesday.
Bank of Montreal and National Bank-Canada became the latest to do so Tuesday, with both raising their posted five-year, fixed-rate mortgage rates to 5.14 per cent from 4.99 per cent, among other changes.
A BMO spokesperson said its rate changes “reflect the current competitive environment. Cost of funds and other market considerations.
”The moves followed rate hikes last week by Canadian Imperial Bank of Commerce, Royal Bank-Canada and Toronto-Dominion Bank.
Bank of Nova Scotia, meanwhile, lifted some rates effective Monday, including hiking its posted five-year fixed-rate mortgage rate to 5.14 per cent from 4.99 per cent.
The lender also boosted its one-year, two-year, three-year, four-year, seven-year, and 10-year fixed-rate mortgages by 20 basis points.
“Our number one focus is providing value for our customers, we manage our pricing very actively to do just that,” said Scotiabank spokesman Lukas Gerber on Monday in an email.
“We use a variety of market benchmarks to set rates.”
TD and CIBC join RBC in hiking mortgage rates ahead of decision next week
One in three Canadians say they are unable to cover monthly bills as rate hike looms Go ahead, jump on the Bank interest rate hike bandwagon .
There’s plenty of reason to, the Bank of Canada is set to make its next policy announcement on Wednesday.
With the potential for a hike to its key interest rate having risen in recent weeks thanks to strong economic data.
While the rate hikes by the Big Six will affect consumers, they may also have an influence on a key central bank statistic.
Which has become more relevant since new rules for uninsured mortgages came into effect at the start of January.
Publié le 4 déc 2025par Félix Côté L’Association professionnelle des courtiers immobiliers du Québec (APCIQ) a enregistré le mois dernier environ 7500 ventes résidentielles, soit 5% de moins qu’au même mois l’an dernier. C’est la première fois depuis décembre 2023 que le nombre de transactions mensuel diminue. Cela pourrait signaler que les prix ont atteint des
Charles Poulin Mis à jour le 11 novembre 2025 CLÉS EN MAIN. Vous vous demandiez quand les baisses du taux directeur allaient commencer à ramener des acheteurs sur le marché? Il semble bien que ce soit déjà fait. Les plus récents chiffres du marché de la revente de l’Association professionnelle des courtiers immobiliers du Québec
Publié le 30 octobre 2025 par 98.5 La baisse d’un quart de point du taux directeur de la Banque du Canada, le ramenant à 2,25 %, relance plus que jamais l’éternel débat : doit-on opter pour un taux fixe ou variable pour son hypothèque? La décision est souvent émotionnelle, et dans le contexte actuel de baisse, les
